46 HYIP's terms investor must know before investing

Most of the "terms" below are widely use by HYIP's today .These are the terms we need to know in order to getting started.Most of us (myself included)started by knowing very little about those HYIP's terms .It's important to know our self what their talking about.and not just listen to "How much we going to get"

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HYip

HYIP A High Yield Investment Program. These programs claim to invest in high risk, high yield opportunities. An HYIP can be both offline or online, and maybe be investing in a variety of markets. A large portion of online HYIP's are simply ponzi schemes that call themselves HYIPs. Usually every high yeild program goes with quite a risk, so it will be helpful to use diversification's while investing in these programs.

Betting
Some HYIP programs make money on difference kinds of bets f.e. sports.


Diversification
The concept of spreading the money among a number of different investments or investment programs in order to reduce risk. It's the idea that one shouldn't put all of your eggs in one basket.
Advice: Diversification is a good way to reduce your risk and exposure to the market. Every good portfolio should be diversified. The level of diversification is up to you, though.

e-gold
e-gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation, 100% backed at all times by gold bullion in allocated storage.

Foreign Currencies Exchange (forex)
Market for trading currencies internationally. The foreign exchange market, also referred to as the Forex and FX market, is a decentralized market that has no physical exchange floor. Trading is done over the counter, via phone, fax or electronic distribution networks. Turnover in this market is approximately $1.5 trillion USD daily, making it the largest, most liquid financial marketplace.

Ponzi Scheme
The term Ponzi is derived from the actions of a man names Charles K Ponzi. It is any program or claimed investment opportunity which relies on new investments to pay off the older ones. Those whom invest first are thus paid their returns from those who invest after them, leaving the last investors the ones who lose out. Many HYIPs who claim to be trading, investing, etc are really only running a ponzi scheme. Some have also compared the US Social Security system to a ponzi scheme.


Regarding our money :

Username
The unique system username one is registered with in any program


Deposited Total
The total amount of money ever deposited into the program to date.

Spend
(used as a noun) a payment, deposit, transfer of funds.

Account Balance
The balance of one's current account inside a program (HYIP or other). These funds can be used to withdraw or to invest into program's Investment Plans.

Account Number
The unique number of a personal member account.

Deposit, Deposit Amount
The funds deposited into the program.

Active Deposit
The amount of money that is actively engaged in the money-making program.


Maximal Deposit Withdrawal Duration
A time period after which the program member cannot withdraw his deposit.


Principal
The initial deposit one makes to the account. This excludes any compounded earnings added to the deposit.


Principal Withdrawal
Many programs do not allow to withdraw principal. It damages the liquidity but assures the program owners that the money deposited to their system will remain there for long.

Total Deposit
The total amount of money on all the active deposits inside the program .

Minimal Deposit Withdrawal Duration
A time period after making the deposit during which the program member cannot withdraw his deposit.

Investment Package
A set of similar Investment Plans grouped by some similar properties (payment ratio, compounding feature or other).

Investment Plan
The investment proposal with a pre-defined interest rate, initial deposit range and other options. One program may have many additional plans grouped in investment packages.


Auto-Payment
The system payment feature which processes the withdrawals automatically when needed without request.

Auto-Withdrawal
same as the Instant Withdrawal
The system payment feature which processes the withdrawals automatically when a member makes a request.

Return on Investment
A profit or loss from an investment.
Advice: An individuals return on investment is easy to calculate. If you invested $20 and earned $30, you would have a 50% return on your investment.

Regarding earn money :

Earned Total
The total amount of interest one's investments have ever earned inside the program.


Interest Rate
The amount of money in percent that a borrower pays to borrow money (a HYIP pays to investors). For example, if a $100,000 investment has a 5% monthly interest rate, the program will have to pay $5,000 each month (or any specified period) until the program ends.
Advice: The goal for investors is to earn the highest interest rate possible without sacrificing any security.

Compounding
This is the concept that one earns interest on the interest he have already earned. At first, your money grows slowly, but as time passes, your money grows more rapidly. This is often considered the "eighth wonder of the world".
F.E.: You deposit $400 to the program with 5% interest and 25% compounding. When you receive you payment 25% will be added to your deposit and 75% you'll receive to your account. So you'll receive (5%*$400)*75%=$15 and your deposit will become $400+(5%*$400)*25%=$405

Compounding Deposit
A deposit with the compounding option used.

Compounding Percents
The percent of earning which is deposited back into the system.

Interest Rate
The amount of money in percent that a borrower pays to borrow money (a HYIP pays to investors). For example, if a $100,000 investment has a 5% monthly interest rate, the program will have to pay $5,000 each month (or any specified period) until the program ends.
Advice: The goal for investors is to earn the highest interest rate possible without sacrificing any security.


Exponential Growth
Exponential growth is growth that accelerates, that is, the rate of growth increases over time. If you compound your interest from a HYIP, your income will grow exponentially.


Bonus
Funds the administrator adds for some reason to the member account differing from any planned earnings.

Withdraw, to withdraw
To withdraw money means to call them off the HYIP or any other program.

Withdrawal
The transaction when one transfers funds from any account in the HYIP or any other investment program to any account outside the program.

Withdrawn Total
The total amount one have ever withdrawn to date.

Instant Withdrawal
same as the Auto-Withdrawal
The system payment feature which processes the withdrawals automatically when a member makes a request.

Transaction
Any single funds movement into, out of or within the system.

Transactions History
The history of all your transactions.


Penalty
It is a sum of any currency which administrator removes from the user account and transfers into the system.


Regarding Recruiter :

Affiliate Program
Also know as Referral Program. Made money online by telling others about the program. where you earn money based on recruiting others into the program (Referring). Many companies usually pay for the referral's their users or members recruit a percent of the referrals' earnings or deposits.

Referral
The one you recruited to join the program or to make an investment (your referral). Many companies usually pay for the refferals their users or members recruit a persent of referrals' earnings or of a deposit. It is called a Referral Program.

Referral percent
A percent of an amount that someone's referral deposits into the system or a percent of his earnings which goes to the upline.


Downline
The people one recruited (his referrals), plus the people they recruited, and so on.

Sponsored
The listings can pay for being “sponsored” and thus to be listed at the top of the current section. But it doesn’t influence the listing’s rating, payout or any other statistics. Neither it influences the listing being Normal, Trial or Premium. So please while choosing the HYIP site to invest pay greater attention to the money invested and earned statistics, site’s design and the such.

Upline
The people who recruited you, plus the people who recruited them, and so on.


The above is just a simple definitions.It's not easy to remember all of them.So,whenever you found a word on HYIP's that not quite sure the meaning,just refer to this blog. You got to be sure what it's mean before investing.

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